Best Car Insurance Quotes For Young Drivers

Best Car Insurance Quotes For Young Drivers – If you’re looking forward to getting behind the wheel of your first car, the cost of car cover can make all the difference. This is because car insurance rates for young drivers tend to be more expensive than other age groups. But that doesn’t mean you can’t find a good deal—just know where to look.

To help you find value for money, analyze quotes from over 50 car insurance companies on two major comparison sites. Here we find the cheapest plans for new and young drivers in England’s major cities.

Best Car Insurance Quotes For Young Drivers

Best Car Insurance Quotes For Young Drivers

We’ve collected over 50 quotes from UK car insurance providers based on 18 year old male students.

Young Driver Car Insurance

We have found the cheapest rates in General Accident Insurance (GA). In fact, our data shows that GA is 62% cheaper than the average of all prices we found, and 18% cheaper than the three lowest prices.

Note that some of these brands come from the UK’s biggest car insurance companies. For example, General Accident is part of Aviva, while Churchill and Privilege are part of Direct Line. In many cases, you’ll find that these larger parent companies can’t compete with young driver car insurance, but instead offer better deals through their subsidiary brands.

Based on our research, we’ve compiled a list of the 15 cheapest car insurance providers for young drivers, including annual premiums and total excess.

Almost all insurance policies come with an excess. This is the amount you will have to pay if you want to make a claim. If you can’t afford it, your claim won’t go ahead, so it’s important to justify the excess you agree to.

Car Insurance For Teens

Note that the cheapest provider on our list may not be the cheapest for you as offers vary, so it’s important to shop around and compare offers.*

*Quotes in this article reflect data from our sample drivers and should be used for informational purposes only.

Young driver car insurance is basically the same as standard car insurance but is a policy specifically designed for drivers under the age of 25.

Best Car Insurance Quotes For Young Drivers

When comparing car insurance for young drivers, there are three levels of cover to choose from.

Permit Driver Insurance (2024 Guide)

Insurance rates for young drivers are more expensive, so comparing quotes is important to find cheap car insurance for young drivers. You might think that full cover is the most expensive, but it can be compared to cheaper or lower-end ones, so it’s worth comparing prices. why Drivers who are willing to insure their cars are safer drivers (ie they take care of their cars).

Our research shows that not all offers are available in all parts of the UK and some providers do not offer young driver car insurance in some areas. For example, we found that young drivers in Manchester were offered 45% lower prices than drivers under the age of 25 in other major cities. You can read more about our findings in our article on comparing young driver car insurance costs by region.

According to the quotes we found, General Accident Insurance is the cheapest insurer for young drivers in Birmingham, Leeds, Sheffield, Bradford, Manchester and Liverpool.

The average GA price across the city was £1,569 for young drivers, almost 63% less than the average cost across all insurers we surveyed. So if you live in one of these areas, GA may be your best bet for affordable insurance.

How Does Car Age Affect Car Insurance Premiums?

However, More Than’s Smart Wheels, Churchill Drivesure and Ingenie are competitive options for young driver car insurance and are the second, third and fourth highest average car insurance for young drivers in the North of England respectively.

In most cases, General Accident provides the cheapest car insurance for young drivers in South West and South East England. For example, the prices quoted by GA in London and Bristol, GA were £1,027 and £991 respectively for young drivers.

Remember that the offers we collect are based on our sample profile, so the cheapest offer for you in your area may not be the same as the cheapest offer we find. Also, don’t forget that some brands only offer prices in certain areas.

Best Car Insurance Quotes For Young Drivers

Here’s an overview of the three cheapest providers by region to give you an idea of ​​what’s available and from whom.

Car Insurance Quotes: Everything You Need To Know

Insuring young drivers is expensive, and that won’t change anytime soon. That said, there are ways to keep car insurance costs as low as possible; Here are our tips:

The make and model of your car can dramatically affect your premiums (and you may be surprised at the cost difference). For example, the ever-popular Ford Fiesta costs £200 less per year than the Ford Focus.

To compare how different cars compare, see How much does the most popular car insurance cost in the UK?

Adding an experienced driver to your policy, such as a mother, father or other relative, can reduce premiums by 50%. To get the lowest price, remember that the named driver must not have a driver’s license or have recent car insurance.

Pay Less For Car Insurance For Teens & New Drivers

The telematics rules are based on your vehicle and not on general data about your age group. If you have telematics insurance, the device will be installed in your car and communicate with the insurance company. The device will collect information about your driving style, such as speed, acceleration, braking and turning. Some insurance companies can track the hours of the day you drive. If you drive well on a regular basis (based on the data collected), you may see your premiums drop faster than a regular car insurance policy.

The previous is that you are getting a policy to get cheap car insurance and say that another is the main driver instead of you. It can be a very simple mistake, but the consequences can be serious. Not only will this void your policy, it is also a form of insurance fraud and can lead to criminal charges.

As you can see from the price analysis above, finding car insurance for young drivers under £1,000 takes a bit of effort. First, remember the tips above to try and keep your young driver’s car insurance under £1,000. Also, consider how much you plan to carry.

Best Car Insurance Quotes For Young Drivers

If you don’t drive much, it may be more economical to buy low mileage (eg miles) or pay for temporary car insurance that can be purchased by the hour, day or week. month.

Cheap Car Insurance For Teens And Young Drivers

Note: Temporary (short-term) car insurance is less expensive if it is purchased repeatedly to cover most of the time. It only works when you need occasional coverage. Before going this route, check the price and consider how often you will need to buy.

Temporary car insurance for young drivers is useful for learning, borrowing someone else’s car, driving a new car or commuting home from school. It can be installed in minutes and no black box is required.

Short-term car insurance for young drivers can be purchased from a company with the same product or from a broker with different offers. Last but not least, click the blue button below to get a quote from our partner Go Shorty. They work with household names such as LV= and Ageas, as well as specialists such as Mulsanne and KGM.

If you’re a young driver, it’s especially important to compare van insurance rates before you buy. why Van insurance is usually more expensive (than car insurance) and young driver insurance is usually more expensive (compared to more experienced drivers) – combining these two van drivers and young van drivers can result in higher premiums. Get a quote from Go Shorty for short term van insurance for young drivers. Compare quotes here for longer coverage.

Young Driver Insurance

Most telematics insurance providers will insure young drivers without a black box, but this will of course be more expensive.

For example, in our study of how much telematics can save you, among insurers offering both types of coverage to young drivers, telematics plans were 31% cheaper on average.

If you really want young driver insurance without the black box, we’ve seen great companies like Admiral and Hastings cover it. It will cost you more than opting for their telematics coverage.

Best Car Insurance Quotes For Young Drivers

Now remember that using a telematics plan doesn’t mean you’ll be tracked forever, it’s only for the duration of the policy. The older you are, the more likely you are to find cheaper fares without telematics. Our analysis of car insurance costs shows that rates drop significantly with experience for young drivers.

Affordable Car Insurance For Young Drivers

Find quotes and find out what young drivers typically pay

Best car insurance for young male drivers, car insurance quotes for young drivers, young drivers car insurance quotes, the best car insurance for young drivers, best car insurance for young female drivers, best car insurance for young drivers, best car insurance companies for young drivers, best car insurance for new young drivers, car insurance for young drivers, best insurance quotes for young drivers, best car insurance rates for young drivers, cheap car insurance quotes for young drivers

Leave a Reply

Your email address will not be published. Required fields are marked *